> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paywithatoa.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Atoa Developer Docs | Overview

> Atoa developer docs: integrate instant Pay by Bank and card payments using our SDKs, REST API, POS and e-commerce plugins, CLI and MCP server.

Atoa is a UK payments platform that lets businesses take instant account-to-account (Pay by Bank) and card payments in person and online. These developer docs cover everything you need to integrate: quickstart guides, SDKs for web, Flutter and React Native, POS and e-commerce plugins for WooCommerce and Magento, the full REST API reference, webhooks, the Atoa CLI, and the Model Context Protocol (MCP) server for AI agents. Use the sidebar to jump to your platform, or begin with Getting started and the Sandbox guide before going live.

![Four-step Atoa payment flow on phone screens: enter amount, choose your bank app, approve the payment request, then payment successful.](https://mintcdn.com/atoaproddocs/ZhMdcV3xf3fCdH09/images/payment_flow_v1.webp?fit=max\&auto=format\&n=ZhMdcV3xf3fCdH09\&q=85\&s=277fca9d766fc8e3226223df4f83f88d)

> **[Getting started](https://docs.paywithatoa.com/introduction.md)**
>
> A brief guide on how to use Atoa for payments.

> **[Pos integration](https://docs.paywithatoa.com/integration-overview.md)**
>
> How to integrate Atoa with your point-of-sale system.

> **[Api Reference](https://docs.paywithatoa.com/api-reference/introduction.md)**
>
> Explore the full suite of API endpoints available.

> **[Atoa CLI](https://docs.paywithatoa.com/cli.md)**
>
> Manage payments, customers, and webhooks from your terminal.

> **[MCP Server](https://docs.paywithatoa.com/mcp-server.md)**
>
> Connect AI assistants to Atoa using the Model Context Protocol.


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